Monthly Archives: November 2023

Hobbies and Everyday Chores Can Become Exercise Sessions

Hobbies and Everyday Chores Can Become Exercise Sessions

There are hobbies and household chores that involve physical activity. With a little imagination, you can have fun doing them and convert them into real body workouts. Here are some examples:

GARDENING
All the gardening activities such as squatting, bending, stretching, trimming, and sweeping are good exercise if done regularly. If possible, try not to use the water hose for watering plants. Instead, fetch a pail of water from the water source to the plants, alternately using your right and left hand in carrying the pail.

SWEEPING THE STREET
Do a little favor for your neighbors. Sweep not only your yard, but also the portion of the street in front of your house as well. All that body swaying, bending, and carrying trash to the garbage can are good exercise.

CAR WASHING
Wash not only your car, but volunteer to wash other people’s cars as well. Again, don’t use the water hose but use a pail to get the water. The fetching of the water, the hard arm scrubs, and the stretching and bending are all good exercise. These build good relations too.

CLEANING YOUR LIBRARY
If you are a book lover and have piles of them in your home library, clean that room at least once a week. Bring out the books from the shelves and clean everything spotlessly. Place the books on the floor while you wipe the shelves. It would be better if you’re climbing up and down a ladder. After cleaning, replace the books. Now, imagine all that bending, going up and down, and carrying from the floor up to the shelves! This is good exercise that can be a mighty workout! Try alternating the cleaning of the library, the kitchen, and the basement, week after week.

BIKING
Hop onto a bike, instead of into your car when you need to go to the grocery store for small orders, school, or even work. Forget about shortcuts. Biking can promote good cardiovascular health. Just make sure to ride safely always.

HIKING AND TAKING PICTURES
If your hobby is photography or filmmaking, take hikes as you look for things to film or take pictures of. Appreciating the beauty of nature can give you an inner sense of peace and hiking is good exercise too.

REARRANGING YOUR ROOMS
Do major clean-ups and rearrangements of your rooms often. Rearrange your living room, bedroom, and dining room. Rearrange the furniture. Don’t just drag them as you move them; lift them as much as possible. Choose manual tools for cleaning whenever possible.

Note: It is important for you to enjoy doing a household chore to take out the pressure and tension when using it as an exercise session. It is wearily doing a chore that makes it stressful.

How to Protect Yourself When Purchasing a Home

How to Protect Yourself When Purchasing a Home

When you are purchasing a home, whether it is your first or not, it is important that you protect yourself and your investment. Many people will make sure their appliances have warranties, as well as their vehicles. Most people will not make a big purchase like those without a warranty, so why is it that so many people make the biggest purchase of their lives (a home) and do not get a warranty?

There are many things you can do to protect yourself when you buy a home but probably foremost is ensuring that you have a warranty on that home. A home warranty is not a new product – in fact, home warranties have been around for quite some time. In the past, however, most people thought that home warranties were only offered by builders on new homes, but that is not the case. In fact, you can purchase a home warranty on any home, new or used.

Usually, either the buyer or the seller will purchase a home warranty. A buyer purchases a home warranty on an older home to safeguard themselves from any major repairs that need to be done that can’t be seen on inspection, or foreseen. It’s hard to tell that the water heater or furnace is about ready to kick the bucket and need replacing from looking at it. A home warranty protects from those repairs and replacements for the term of the policy. A seller will purchase a home warranty for the home they are selling as a selling feature. A home warranty helps secure their pricing near where it’s listed at. Also, many homes that come with a home warranty will sell much quicker than one without.

With this, it is important then that when you are purchasing a home that you ensure you have a home warranty. A home warranty will save you a lot of time, money and trouble if something major should go wrong. In most cases, a home warranty will cover:

  • Air conditioning system
  • Built in dishwasher
  • Built in microwave
  • Built in trash compactor
  • Ceiling fans
  • Central heating unit
  • Duct work
  • Electrical systems
  • Garbage disposal unit
  • Plumbing systems
  • Refrigerator
  • The oven or range
  • Washer and dryer
  • Water heater

Here is a list of things that are generally not covered with a home warranty:

  • Outdoor sprinkler systems
  • Outdoor water systems
  • Faucet repairs (unless otherwise stated in the policy)
  • Spas (you can request/add this coverage in some cases)
  • Pools (you can request/add this coverage in some cases)
  • Hot tubs (you can request/add this coverage in some cases)
  • Permit fees
  • Hauling away debris
  • Hauling away old appliances

There are items that are often not covered by some plans, which are covered by others, including:

  • Washers (because they are not built in to the home and are not always included with a home.)
  • Dryers (because they are not built in to the home and are not always included with a home.)
  • Garbage disposals
  • Garage door openers
  • Refrigerators

The best thing to do is to talk to the agent you are dealing with and ask what is and isn’t covered in detail with your policy. Anything you talk about should be put in writing and signed by the agent. If he says the garbage disposal is covered, then ensure it is written in the policy.

It’s best to take some time and do your research if you are purchasing your own home warranty package for a home. The rates, coverage and deductibles vary from company to company, and from state to state. There are many options available to you, so talk to a qualified home warranty agent to discuss what type of home warranty program suits your needs the best.

If you are buying a home that comes with a home warranty, it’s important to remember that this type of warranty is non-renewable; whereas if you purchase your own, it is likely able to be renewed when the initial year-long period is up. Again, it’s important to ask of the seller what is included and not included in the warranty before purchasing the home. Read through the policy to be sure you are clear on what is and is not covered.

Buying a home is an exciting time, but it can also be quite daunting. You never know what you are getting when you purchase an older home, but a home warranty can help dispel any misgivings you have.

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